Going Naked: The Cost of Healthcare in the US Part II

Going Naked 1

There is always a first time Among world travelers there is a phrase we use when we discuss health insurance policies and whether or not we want to continue holding one and paying the corresponding price tag. It’s called “going naked” or “going semi-naked.” This phrase pretty much describes how it feels when one chooses to let that insurance policy go. One can feel pretty exposed … [Read more...]

Going Naked: The Cost of Healthcare in the US Part I

Going Naked 1

The ever-present question It is such a fatiguing topic and one that is filled with emotion and fear. As a nation we can hardly get past it and present solutions are sometimes as hard to handle as the problem itself. I’m talking about the price of the administration of health care. High cost and obstacles We know a couple who pays $1,200 a month for a catastrophic, high deductible … [Read more...]

The Stupidest Question in the World Part II

Stupidest Question 2

Read Part 1 of The Stupidest Question in the World We have been traveling through some of the most humid climate and over difficult terrain for weeks. Times like these have me second guessing my choice to journey across continents and cultures. The Stupidest Question in the World On occasion when I am at my most wretched with salt caked on my face and my arms in a constant bath of sweat I … [Read more...]

The Stupidest Question in the World Part I

Stupidest Question

Over the last several weeks, Billy and I have been traveling through the Mexican Yucatan and on into Guatemala. Can you say “humid?” The Yucatan has been oppressively hot with the humidity levels vacillating between 75% and 92% daily. When the temperatures reach the 80′s and with matching humidity, these two young kids (that would be us) tend to slow down. The brain doesn’t function … [Read more...]

Just Say "Yes!" Part II

Akaisha With Friends

By Billy and Akaisha Kaderli What if change was beneficial? Going through major changes in our lives can be tricky. We will often find ourselves hanging on to familiar ways of doing things but perhaps those choices no longer work in a new situation. We hang on because it’s the devil we know and because it feels safe. Retirement means change If you would like to retire any time soon, … [Read more...]

Just Say "Yes!" Part I

Loving the new brought us here

“Here, try this.” “Oh, no thanks. That’s ok. I'm good.” It’s so easy to say “No” to new things. We get comfortable in our lifestyle, our viewpoints, and in our expectations. Trying something new just upsets the applecart. And who wants to do that? We have our favorite hangouts, the foods we like the most, TV shows we prefer, and our cherished ideas of how our future should be … [Read more...]

Briefcase to Backpack: New Retirement Options

Ed. Note: RLM experts Billy and Akaisha Kaderli share their views about the new retirement options, as they explore the world. By Billy and Akaisha Kaderli It has been 22 years since we exchanged our briefcases for backpacks and as it has turned out, it’s one of the best decisions we’ve made. Trading an office for the world, opening our minds instead of books, and swapping sandwich … [Read more...]

RLM Experts – Billy & Akaisha Kaderli

Home Town: Chiang Mai, Thailand Location: Santa Cruz, CA Biography: With the wealth of information they share on their popular website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. Billy & Akaisha Kaderli have been interviewed about retirement issues by The Wall Street Journal, Kiplinger's Personal Finance … [Read more...]

Retiring Early: Was It Worth It?

Retiring early, 20 years ago at age 38, - Was it worth it? It’s the Holidays, a time when it’s customary to reminisce over our lives. As we fast approach the beginning of our 21st. year of retirement, we look to the New Year and wonder what the future might bring. During one of our private two-hour lunches, Akaisha brought up the topic: “Was retiring early at the age of 38 worth it?” … [Read more...]

Exotic Travel on a Budget Part IV

In our Exotic Travel series we have discussed how we journeyed for 105 days through Mexico, Guatemala, Belize and parts of the Yucatan all on less than $53 USD a day. Four major spending categories are Housing, Transportation, Food and Fun. In Part IV, we show you that entertainment doesn’t have to bust your travel budget. See below: Fun What one chooses to do for entertainment while … [Read more...]